Offshore investment solutions
for South Africans
for South Africans
Global Wealth Endowment
A structured five-year endowment for tax-efficient investing, ideal for South African tax residents seeking pure offshore exposure while benefiting from comprehensive succession planning opportunities. It could suit high-net-worth individuals focused on intergenerational wealth transfer, liquidity, and estate planning efficiency.
Minimum investment
USD25 000 or currency equivalent
Investment period
The investment is subject to a restriction (retention) period of five years from inception.
Features
Invest with USD, EUR, and GBP. South African rand not accepted.
Income and capital gains tax are calculated within the contract, and we handle the tax reporting and administration.
Liquidity with 100 underlying policies.
Choose from a broad range of global investment components and instruments to suit any investment objective.
Secure and consolidated valuation reporting.
Global Wealth Investment
A flexible, open-ended investment structure ideal for clients who require liquidity and simplicity, who want to manage their own tax affairs, or live in tax-neutral jurisdictions. It could suit clients who have emigrated or are considering emigration.
Minimum investment
USD25 000 or currency equivalent
Investment period
No term. Clients have easy access to their offshore investment portfolio whenever they need it.
Features
Invest with USD, EUR, and GBP. South African rand not accepted.
Your tax liability will depend on your personal circumstances and where you are domiciled or resident for tax purposes.
Clients can withdraw money from their investments at any time.
Choose from a broad range of global investment components and instruments to suit any investment objective.
Secure and consolidated valuation reporting.
International Endowment Option
Ideal for clients who want a diversified offshore investment portfolio housed within an insurance contract. It combines the advantages of an insurance product (such as tax planning) with a broad choice of underlying investment funds.
Minimum investment
USD18 000 or currency equivalent.
Investment period
5 years and longer.
Features
Contributions in USD, EUR and GBP. South African Rand not accepted.
Income and capital gains tax are calculated within the contract, and we handle the tax reporting and administration.
Liquidity with 100 underlying policies.
Invest in a combination of the investment options on offer in 1 contract.
Multi-currency reporting per contract.
International Investment Option
The International Investment Option is ideal if you have a medium- to long-term investment horizon and require maximum flexibility and easy access to the money in your offshore investment contract whenever needed.
Minimum investment
USD25 000 or currency equivalent.
Investment period
Medium- to long-term, however, clients can access the money in their investment at any point.
Features
Contributions in USD, EUR, GBP CHF, AUD, HKD, and JPY. South African Rand not accepted.
Your tax liability will depend on your circumstances and where you are domiciled or resident for tax purposes.
Clients can withdraw money from their investments at any time.
Invest in a combination of the investment options on offer in 1 contract.
Multi-currency reporting per contract.
Investment choice and flexibility
Momentum Wealth International offers a sophisticated investment framework for advisers to build customised portfolios that align with their clients’ unique investment goals, time horizons, and risk profiles. The platform provides access to a combination of global actively managed investment funds (unit trusts), cost-efficient ETFs, discretionary model portfolios, and fully tailored international personal share portfolios.
These components empower advisers to create globally diversified investment strategies across asset classes, geographies, currencies, and mandates, all managed on a single, streamlined investment platform.
Investment funds
The platform provides access to a wide range of clean-priced global funds spanning multiple sectors and regions, managed by reputable investment managers. These solutions are carefully selected to meet diverse risk profiles and long-term investment goals.
Curate Investments
Investors can also benefit from access to Curate Investments, our global investment manager partner. Each Curate fund is managed by a world-class investment team, handpicked for their proven ability to deliver over time, whether you’re seeking deep value, innovation, long-term resilience or low-cost passive alternatives. Curate’s fund range gives investors access to the best ideas from top investment managers all over the world, whatever their investment goals.
Model portfolios
The platform enables multiple discretionary fund managers (DFMs) to manage model portfolios directly in the Momentum Wealth International ecosystem. These model portfolios cover a variety of investment outcomes, asset class mixes, and currencies, offering scalability, consistency, and ease of administration.
Equilibrium
Equilibrium, our discretionary fund manager partner, delivers outcome-based, multi-asset portfolios that are dynamically managed to meet the evolving needs of South African investors. Their solutions combine disciplined risk management with global insight, ensuring portfolios remain aligned to client objectives across market cycles.
International personal share portfolios
Momentum Wealth International supports international personal share portfolios for clients requiring bespoke investment solutions. It allows direct investment in global listed securities. Advisers can work with a network of trusted investment managers and stockbrokers, including Momentum Securities, our in-house stockbroking and wealth management business.
Momentum Securities
Momentum Securities offers tailored portfolio solutions, including direct equity, fiduciary deposits, structured notes, and discretionary mandates supported by robust research and execution capabilities. International personal share portfolios offer maximum flexibility and customisation, making them ideal for clients with complex needs related to currency, tax, liquidity, and specific ethical or sector preferences.
Exchange-traded funds
Momentum Wealth International provides access to a comprehensive range of passive and index-tracking ETFs. These solutions have gained traction among cost-conscious investors seeking targeted exposure to specific regions, industries, or investment styles. ETFs enhance portfolio transparency and liquidity while reducing costs, enabling the efficient construction of globally diversified portfolios tailored to long-term goals.